Frequently Asked Questions

TULA Capital is a European network of independent financial advisors and brokers specializing in complex debt structuring. We operate as independent professionals, not a traditional corporate advisory firm, which allows us to maintain complete objectivity and align our incentives directly with client outcomes. Our team brings deep expertise across asset-based lending, structured credit, private credit, and specialty finance.

We work with corporate borrowers, financial sponsors, and institutional lenders across the EU and Switzerland. Our typical clients include mid-market companies seeking €10M-€500M+ in debt financing, private equity firms structuring acquisition financing, and companies navigating complex refinancing or restructuring situations. We focus on transactions requiring sophisticated structuring, competitive market positioning, or access to specialized lender relationships.

Unlike banks, we have no lending products to sell and no conflicts of interest—our sole objective is securing optimal terms for clients. Unlike traditional corporate advisors, we operate as an independent network of specialists, combining boutique responsiveness with institutional-grade capabilities. We have deep relationships across 100+ lenders in Europe, access to proprietary market data, and the ability to structure creative solutions that traditional advisors may not consider.

We provide comprehensive debt advisory services including market intelligence, lender identification and approach, term sheet negotiation, transaction structuring, and closing coordination. We also offer unbundled advisory packages for companies with internal capabilities who need targeted support—such as pitch deck reviews, financial model audits, data room preparation, or independent term sheet analysis.

Ideally, engage us 3-6 months before you need capital. This allows time for proper preparation, market positioning, and competitive process management. However, we regularly assist companies on shorter timelines or in urgent situations. We're also valuable partners when facing complex structuring challenges, when existing bank relationships aren't meeting needs, or when you want independent validation of financing proposals you've received.

For comprehensive advisory engagements, we work on a success fee basis aligned with transaction outcomes—typically a percentage of funds raised or refinanced. This ensures our incentives match yours: we only succeed when you do. For unbundled advisory packages, we offer transparent fixed-price services starting at €3,500, with bundle discounts for multiple services. We discuss fee structures during initial consultations and provide clear written proposals.

Timeline varies by transaction complexity and market conditions. A straightforward ABL or private credit facility might close in 8-12 weeks. Complex structured credit or multi-tranche financings can take 3-6 months. Urgent refinancings or bridge solutions can move faster when necessary. Our unbundled advisory packages have defined delivery timelines ranging from 3-5 days for term sheet analysis to 10-14 days for data room reviews.

Yes. Our network includes sector specialists with deep experience across technology, healthcare, manufacturing, business services, consumer goods, industrials, and more. While we're sector-agnostic in our capabilities, we're selective about engagements—we focus on situations where our expertise, relationships, and structuring capabilities add meaningful value.

We focus exclusively on the European Union and Switzerland. This geographic focus allows us to maintain deep lender relationships, current market intelligence, and regulatory expertise across our core markets. Our team is based in Berlin and Zurich, with strong networks throughout Western and Central Europe.

You're likely a good fit if: (1) You need €10M+ in debt financing, (2) Your situation requires sophisticated structuring or competitive positioning, (3) You value independent advice without product conflicts, (4) You want access to lenders beyond traditional bank relationships, or (5) You're navigating a complex refinancing, restructuring, or growth financing situation. The best way to find out is a brief initial conversation—we're transparent about whether we can add value.

Our network model is unique: we combine the deep expertise and specialized relationships of individual advisors with collaborative capabilities across our platform. This means you get dedicated attention from senior professionals (not junior analysts), access to our collective 100+ lender network, and the benefit of diverse transaction experience—without corporate overhead or bureaucracy. We're particularly strong in complex, non-standard situations where creativity and relationships matter.

Absolutely. We regularly collaborate with CFOs, internal finance teams, legal counsel, and existing banking relationships. Our role can be lead advisor on debt financing while you manage equity or M&A separately, or we can provide targeted support (market intelligence, term sheet review, specialized lender introductions) complementing your existing team's work.

Completely confidential. We operate under strict NDAs and only share information with potential lenders after explicit client approval. We're experienced in managing sensitive situations—refinancings, distressed scenarios, or competitive processes requiring discretion. Many clients engage us before informing existing lenders or announcing financing plans publicly.

That's exactly why we created our unbundled advisory packages. You can engage us for specific deliverables—pitch deck review (€6,000), financial model audit (€9,000), data room preparation (€8,000-€12,000), market intelligence (€5,000), or term sheet analysis (€4,000). These fixed-price services give you targeted expertise without a full engagement commitment.

The first step is a brief conversation to understand your situation, objectives, and timeline. Contact us through our website or email team@tulacap.com. We typically respond within 24 hours and can schedule an initial call within days. There's no cost or obligation for this initial discussion, and we're direct about whether we're the right partner for your needs.